★ Recommended by Accounting Teams Everywhere
Stop Guessing.
Start Knowing.
You check your bank balance every morning. You run the numbers in your head before every hire. You wonder if that slow-paying client is going to put you in a hole. There's a better way.
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The Hard Truth
82%
of small businesses that fail cite cash flow as the #1 factor.
— U.S. Bank Study
60%
of small business owners struggle with cash flow management.
— PYMNTS, 2024
70%
of small businesses hold less than four months of cash reserves.
— PYMNTS, 2025
Most of these businesses aren't failing because they're bad at what they do. They're failing because they can't see what's coming.
The Questions You're Already Asking
"Can I afford to hire?"
Model the full cost of a new hire — salary, benefits, taxes — and see exactly how it changes your runway. Know the answer before you post the job.
"What if my biggest client pays late?"
Scenario planning lets you model late payments, lost clients, or seasonal dips. See the impact on your cash flow before it happens.
"Am I actually making money — or just busy?"
Revenue doesn't mean profit. See your real burn rate, true margins, and whether your cash position is growing or shrinking.
"When does cash get tight?"
Cash flow forecasting shows you exactly when you might hit a crunch — weeks or months in advance. No more surprise shortfalls.
Up and Running in Minutes
Connect
Link your QuickBooks or Puzzle account. Your financial data syncs automatically, every night.
See
Your dashboard lights up with cash balance, burn rate, runway, and revenue — all in one place.
Plan
Model scenarios, set budgets, and forecast cash flow. Make decisions with data, not gut feel.
What You Actually Get
Cash Flow Forecasting
See where your cash is headed — by week, by month. Stop reacting. Start planning.
Budget vs. Actual
Set budgets and watch actuals flow in automatically. Merlin watches the trends, and let's you know the moment cost projections start outpacing revenue.
Scenario Planning
Model hiring, equipment purchases, seasonal changes, or client loss. See the impact before you commit.
Merlin AI
Ask questions about your finances in plain English. Get a clear, accurate answer in seconds. No more wasting time back & forth.
Your Accountant Will Love It Too
You're not replacing your accountant — you're making their job easier. Clean, organized financials that update automatically means less back-and-forth, fewer questions, and more time for strategic advice. You understand your numbers. They get clean data. Everyone wins.
"We've worked with thousands of startups and small business owners, and the ones who thrive financially aren't just the ones with clean books — they're the ones who understand their numbers between meetings. That's exactly the gap MyRunwayHealth fills."
Powered by Merlin AI
Merlin monitors your data so you don't have to. Get alerted when something shifts — and ask anything about your numbers in plain English.
Meet Merlin →Take Control of Your Finances
$100/month. Everything included. No surprises — just like your dashboard.
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